Non-Custodial
Routing
Abstraction

SWIVO is a non-custodial Solana protocol that turns the assets already sitting in your wallet into usable spending power, without ever taking custody of your funds or keys.

Launch App
100%
Non-custodial. Always.
SWIVO
turns idle
wallet
assets
into
real
spending power

Your wallet is not empty.

The value is just scattered across tokens you forgot you held, in sizes too small to bother swapping by hand.

Most apps ask which token you want to spend. SWIVO asks what you want to do, then works out how to pay for it.

How It Works

Asset Scanning & Valuation

SWIVO scans your wallet for SOL, SPL tokens and other supported assets, then prices each one against real liquidity and slippage to find your true usable value.

Intelligent Routing

The routing engine picks which assets to draw from and the cheapest path through Solana liquidity to cover exactly what your action costs

Non-Custodial Execution

SWIVO builds the transactions and you sign them from your own wallet. Your keys and funds never leave your control.

The Flow
Wallet to settlement

Seven steps between wanting to do something and it being done. You are only involved in one of them.

01Wallet
You connect. SWIVO reads public balances only — no keys, no transfer of custody, nothing moved.
02Asset Scanner
Every SOL, SPL token and supported asset in the wallet is indexed, including the dust you forgot you had.
03Valuation Engine
Each asset is priced against live liquidity and slippage, not a headline number — so what you see is what you can actually spend.
04Routing Engine
The cheapest combination of assets and swap routes to cover exactly what your action costs, and nothing more.
05Transaction Builder
Swaps and the action itself are assembled into the smallest set of transactions that will do the job.
06Your Signature
Nothing moves until you sign, in your own wallet, with the whole route in front of you.
07Solana Execution
Transactions settle on-chain and the outcome is verified before SWIVO reports back.
Usable Value
Worked example

A wallet holding three tokens and no single balance big enough. Move the dial and watch SWIVO cover it anyway.

In the wallet
USDC$5.00
drawing $5.00
WIF$8.00
drawing $8.00
BONK$10.00
drawing $2.05
You want to spend
TargetUSDC
$15.00
$1$22
Assets usedUSDC + WIF + BONK
Swaps required2
Est. routing cost~$0.05
Usable value remaining$7.83
Covered. 2 swaps, one signature.
FAQ
Straight answers

The questions that decide whether you trust a protocol with a wallet connection.

No. SWIVO is non-custodial end to end. It reads your balances, works out a route and builds transactions — but those transactions are signed by you, in your own wallet. Your keys never leave your control and the protocol never takes possession of your assets.
Portfolio value is what your tokens are theoretically worth. Usable value is what you could actually spend right now, after accounting for real liquidity, slippage and whether an asset can realistically be converted at all. A token can look valuable and still be close to unusable — SWIVO shows you the second number.
SOL, SPL tokens and other supported Solana assets. Each is checked for market value, liquidity and whether it can be converted at a sensible cost. Anything that cannot be routed is excluded from your usable value rather than quietly inflating it.
You are told before you sign. SWIVO calculates the shortfall against your usable value and shows it in the preview, so you never commit to a transaction that cannot complete.
As few as the route allows. The builder groups the required swaps and your intended action together, then shows the exact set for review before anything is signed.
You pay Solana network fees and whatever the chosen route costs in slippage. Both appear in the transaction preview before you sign, so the full cost is visible up front rather than discovered afterwards.